Financial Tools

Net Worth
How much are you worth? The Net Worth Calculator determines the total value of what you own (your Assets) minus what you owe others (your Liabilities). Net worth is often called for by a lender prior to loa+ning you money. Also known as: Personal Financial Statement of Worth.

Household Budget
Where does all the money go? How can you save more? Do you have enough for retirement? The place to start is to develop a household budget that tracks your income and expenses for the year. This calculator is also the starting point for tax planning. Use this calculator to develop your own budget.
Household Budgeting

College Savings
Use this calculator to determine the required savings needed to send yourself, your spouse, child or grandchild to college. The model will assist in determining how much you need to save to meet this lofty financial obligation.
How much do I need for college?

Lease Versus Buy
When is it a better deal to lease a car versus purchase a car with a loan? While there are many factors besides cost, this financial tool will calculate the total cost of a lease versus the total cost of a car loan.
Lease versus Buy...The Car Dilemma

Loan Calculator
Want to know what the payments will be on a loan? Or how much the total cost of a loan might be? The Loan Calculator will calculate interest rate, monthly payments, or the total cost of a loan based upon the input you provide.
Savings Calculator...Future value
Loan Calculator

Home Ownership
Need help understanding the complexities of home financing? These financial tools can help. Use the Home Affordability Calculator prior to talking to a banker or house hunting. Use the PI Calculator to determine your payment requirements on different houses or with different loans. Use the Refinance Calculator to determine the benefit of lower interest rates.
How much home can you afford?
What will my principal and interest payments be?
Should I refinance?
Should I make extra payments?